Wednesday, February 25, 2015
Monday, February 23, 2015
Poem of Light
Light oh Light shine down on me
Illuminate my path show me all I can be
From the darkness of doubt and fear let me be free
Light oh Light shine down on me
Illuminate my path show me all I can be
From the darkness of doubt and fear let me be free
Light oh Light shine down on me
Sunday, February 22, 2015
A New Start
A New Start
Looking to make a new start. I am glad as long as there is breath there is hope. I am wanting to make a new start in different areas of life, amend my ways and get down to business.
1. More trust in God, more devotion and seek Him more.
2. Start eating healthier, last night weighed 253lbs, gotta lose some weight.
3. Writing more; blogging and creative.
4. Better spending habits, more frugality.
This is my thoughts tonight here at nearly 1:00 am, hopefully they will be more than thoughts and good intentions.
Sent from my iPad
Looking to make a new start. I am glad as long as there is breath there is hope. I am wanting to make a new start in different areas of life, amend my ways and get down to business.
1. More trust in God, more devotion and seek Him more.
2. Start eating healthier, last night weighed 253lbs, gotta lose some weight.
3. Writing more; blogging and creative.
4. Better spending habits, more frugality.
This is my thoughts tonight here at nearly 1:00 am, hopefully they will be more than thoughts and good intentions.
Sent from my iPad
Health Insurance through Cracker Barrel Old Countr
Health Insurance through Cracker Barrel Old Country Store
I have had health insurance through Cracker Barrel Old Country Store for the past 13 years but I am debating about keeping it for 2015. The insurance that Cracker Barrel offers through United Health Care and other sources has been good for as a server and been affordable too, since the premium over the past 13 years taken from my small paycheck, pre-tax has not been missed due to the fact my check is $ 0.00 due to taxes being taken out. Therefore, having health insurance did not cost me anything out-of-pocket and I was able to keep all the money I received as tips. However, this year is different, I just received a bill for around $190.00 for my healthcare insurance, a Cracker Barrel has not been taking it out of my payroll check, only deducting taxes. I do not know if this is Cracker Barrel's new policy or a new tax law, really don't matter, the point is that having healthcare insurance through Cracker Barrel Old Country Store became a little less attractive for us who wait tables for a living, $190 is a pretty big chunk of change for a Cracker Barrel server. There will probably be servers who will not be able to pay the premium for the insurance offered by Cracker Barrel, which is unfortunate. So on behalf of those servers who this affects I would like to say to who ever is responsible for this change in how the healthcare premium is deducted from payroll, the decisions you make about how and when the insurance premium is deducted affect real people. In my case which is probably similar to other Cracker Barrel services, I am considering not buying insurance and paying the penalty. In the future, who ever made this change, please consider how your decisions will affect others. At the least, give a heads up about these changes, I feel like I was blindsided.
Sent from my iPad
I have had health insurance through Cracker Barrel Old Country Store for the past 13 years but I am debating about keeping it for 2015. The insurance that Cracker Barrel offers through United Health Care and other sources has been good for as a server and been affordable too, since the premium over the past 13 years taken from my small paycheck, pre-tax has not been missed due to the fact my check is $ 0.00 due to taxes being taken out. Therefore, having health insurance did not cost me anything out-of-pocket and I was able to keep all the money I received as tips. However, this year is different, I just received a bill for around $190.00 for my healthcare insurance, a Cracker Barrel has not been taking it out of my payroll check, only deducting taxes. I do not know if this is Cracker Barrel's new policy or a new tax law, really don't matter, the point is that having healthcare insurance through Cracker Barrel Old Country Store became a little less attractive for us who wait tables for a living, $190 is a pretty big chunk of change for a Cracker Barrel server. There will probably be servers who will not be able to pay the premium for the insurance offered by Cracker Barrel, which is unfortunate. So on behalf of those servers who this affects I would like to say to who ever is responsible for this change in how the healthcare premium is deducted from payroll, the decisions you make about how and when the insurance premium is deducted affect real people. In my case which is probably similar to other Cracker Barrel services, I am considering not buying insurance and paying the penalty. In the future, who ever made this change, please consider how your decisions will affect others. At the least, give a heads up about these changes, I feel like I was blindsided.
Sent from my iPad
Wednesday, February 11, 2015
Why is ISIS Allowed to Continue a Reign of Terror?
We are living in strange and unprecedented
times, dangerous times in which a group of religious terrorists are threatening everyone who opposes their ideology. While these terrorists continue on in their rampage of terror the world calmly sits by and witness the killings and cruel inhuman atrocities committed against multitudes of people in the Middle East. We are in danger of being the generation who handed the world over to ISIS. I know air strikes are being carried out but does the rest of the world not band together and use ground forces to wipe out ISIS. How many people have to die before the world rids itself of this scourge?
Friday, October 10, 2014
An Update on Cracker Old Country Store Jelly and B
An Update on Cracker Old Country Store Jelly and Butter Waste
The Cracker Barrel Old Country Store restaurant chain this week started placing jellies on the tables for the guest and throwing away unused sealed whipped buttercups from tables. The previous policy had been to give jellies out on request only except for breakfast orders and to reuse the unused buttercups from off customer's tables. Now some may ask, what is the big deal, just a little jelly and butter right, no not just a little jelly and butter when you consider all of the Cracker Barrels in the United States. If and I must stress if, since i am not sure of this policy is in place in all Cracker Barrels, if all the Cracker Barrels in the United States practices this policy I figure it could cost the company over one million dollars a day.
I used very conservative numbers to arrive at this liability. Here is the math, with the lowest priced jelly costing $.09 and calculating in $.02 for butter loss, if this new policy encourages at least 50 tables a day to use a jelly they would not normally use due to the jelly being right in front of them on the table the that could potentially cost $.11. Multiply the $.11 times 50 which amounts $5.50 per day, $1,996.5 per year. This in my opinion is a very conservative figure. Now if you multiply that times 626 stores you get $1,249,809. For the amount of days I used 363 since Cracker Barrel closes at 2:00 P.M. Christmas Eve and is closed all of Christmas Day.
Should investors be concerned, not so much that it is going to throw the stock in a downward spiral but that this could be wasting company assets and that $1,249,809 in potential loss should not be taken lightly. Money that could be spent on advertising, increased dividends or paying employees more to attract better talent in the individual stores. This is my opinion but I think I raise some valid questions that corporate needs to address.
Update on Jellies and Butters
Cracker Barrel has pulled the jellies off the table and are back to recycling sealed whipped buttercups. I wonder if this is due to the loss of money I spoke of earlier or something else? I wonder if any one list their job or was reprimand for this idea? I would love to know.
Sent from my iPad
The Cracker Barrel Old Country Store restaurant chain this week started placing jellies on the tables for the guest and throwing away unused sealed whipped buttercups from tables. The previous policy had been to give jellies out on request only except for breakfast orders and to reuse the unused buttercups from off customer's tables. Now some may ask, what is the big deal, just a little jelly and butter right, no not just a little jelly and butter when you consider all of the Cracker Barrels in the United States. If and I must stress if, since i am not sure of this policy is in place in all Cracker Barrels, if all the Cracker Barrels in the United States practices this policy I figure it could cost the company over one million dollars a day.
I used very conservative numbers to arrive at this liability. Here is the math, with the lowest priced jelly costing $.09 and calculating in $.02 for butter loss, if this new policy encourages at least 50 tables a day to use a jelly they would not normally use due to the jelly being right in front of them on the table the that could potentially cost $.11. Multiply the $.11 times 50 which amounts $5.50 per day, $1,996.5 per year. This in my opinion is a very conservative figure. Now if you multiply that times 626 stores you get $1,249,809. For the amount of days I used 363 since Cracker Barrel closes at 2:00 P.M. Christmas Eve and is closed all of Christmas Day.
Should investors be concerned, not so much that it is going to throw the stock in a downward spiral but that this could be wasting company assets and that $1,249,809 in potential loss should not be taken lightly. Money that could be spent on advertising, increased dividends or paying employees more to attract better talent in the individual stores. This is my opinion but I think I raise some valid questions that corporate needs to address.
Update on Jellies and Butters
Cracker Barrel has pulled the jellies off the table and are back to recycling sealed whipped buttercups. I wonder if this is due to the loss of money I spoke of earlier or something else? I wonder if any one list their job or was reprimand for this idea? I would love to know.
Sent from my iPad
Thursday, October 9, 2014
Attention Cracker Barrel Investors
Attention Cracker Barrel Investors
Cracker Barrel investors may want to research how at least one Cracker Barrel is managing their resources. Jelly and butter may seem like inconsequential commodities but if you add up the price of sealed whipped buttercups and individual jelly packs used over a year's time it could be quite a sum. Now this is calculating in that all Cracker Barrels will embrace this new jelly and butter policy which seems logical since Cracker Barrel strives for consistency in all their stores. So what is happening with jelly and butter? At least one Cracker Barrel, I will not say which one, is placing jelly on the tables and throwing away unused buttercups from tables. In the past, jellies were given out per request except for breakfast meals and unused buttercups were taken back and used for other guests.
So What is the Big Deal?
Why worry about this new practice? Well the big concern is if this is going to be a company wide policy, with all Cracker Barrels throughout the chain throwing away buttercups and making jellies easily accessible for the convenience of the guest. If this is a company wide policy it could add up to a pretty good chunk of change over a year's time. Now the buttercup policy may be about health codes so we will lay that aside but just the cost of jellies alone could possibly cost the company a lot.
Let's Do Some Math
If one jelly pack cost .06 and because of jellies were on the table it caused an additional 50 jelly packets per day to be used it would be an annual cost of $1092 per store. No big deal right, let's say this is a company wide policy and you take 600 stores using the same amount of additional jellies, 50 extra per day, then it would be $1800 per day and $655,200 per year.
I do not know of this is a company wide policy but if it is then I believe it warrants the scrutiny of all who on own a part of Cracker Barrel Old Country Store. Maybe there is a good reason for this jelly and butter policy or maybe it is an example of poor management of Cracker Barrel assets. Just my opinion.
Sent from my iPad
Cracker Barrel investors may want to research how at least one Cracker Barrel is managing their resources. Jelly and butter may seem like inconsequential commodities but if you add up the price of sealed whipped buttercups and individual jelly packs used over a year's time it could be quite a sum. Now this is calculating in that all Cracker Barrels will embrace this new jelly and butter policy which seems logical since Cracker Barrel strives for consistency in all their stores. So what is happening with jelly and butter? At least one Cracker Barrel, I will not say which one, is placing jelly on the tables and throwing away unused buttercups from tables. In the past, jellies were given out per request except for breakfast meals and unused buttercups were taken back and used for other guests.
So What is the Big Deal?
Why worry about this new practice? Well the big concern is if this is going to be a company wide policy, with all Cracker Barrels throughout the chain throwing away buttercups and making jellies easily accessible for the convenience of the guest. If this is a company wide policy it could add up to a pretty good chunk of change over a year's time. Now the buttercup policy may be about health codes so we will lay that aside but just the cost of jellies alone could possibly cost the company a lot.
Let's Do Some Math
If one jelly pack cost .06 and because of jellies were on the table it caused an additional 50 jelly packets per day to be used it would be an annual cost of $1092 per store. No big deal right, let's say this is a company wide policy and you take 600 stores using the same amount of additional jellies, 50 extra per day, then it would be $1800 per day and $655,200 per year.
I do not know of this is a company wide policy but if it is then I believe it warrants the scrutiny of all who on own a part of Cracker Barrel Old Country Store. Maybe there is a good reason for this jelly and butter policy or maybe it is an example of poor management of Cracker Barrel assets. Just my opinion.
Sent from my iPad
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