Sunday, January 30, 2011
Saturday, January 29, 2011
Real Money Online
There are a lot of offers for making money online, offers that promise a person can make so much money online that they will be able to quit their job and travel the globe, making money with their laptop. Now I do not know how true the claims of these Internet barons are, but I have found a few paying opportunities online that actually pay, real money, not the e-currency that a lot of programs tout. So far, I think the best paying program that I have found is Demand Studios, a program that pays freelance writers to write various articles. Demand Studios is not a get rich quick scheme, but is a legitimate, paying program that pays writers for quality articles that are written according to their guidelines. For those who can write and are able to write articles based on research, I recommend this site. One warning, Demand Studios requires a degree of effort, it is not for those who want to get paid for doing nothing.
Thursday, January 27, 2011
Trip to McDonalds
McDonalds 10 piece McNuggett Meal/Deal
While driving up the road from work I heard the advertisement on the radio, "10 McNuggetts for $1.99". The ad hit its target, I was hooked. So after my karate class, I was on my way to Wendys when I saw the "Golden Arches" and the McNugget ad ran through my brain again. I pulled in and got me a McNugget Value meal with 10 McNuggetts, fries and a drink. Yum. Though it was not the healthiest choice, it was a tasty choice.
While driving up the road from work I heard the advertisement on the radio, "10 McNuggetts for $1.99". The ad hit its target, I was hooked. So after my karate class, I was on my way to Wendys when I saw the "Golden Arches" and the McNugget ad ran through my brain again. I pulled in and got me a McNugget Value meal with 10 McNuggetts, fries and a drink. Yum. Though it was not the healthiest choice, it was a tasty choice.
Monday, January 24, 2011
Valentines Day Ideas
Yesterday I shared a simple but neat and sweet Valentines Day project to give to one's sweetie. Here is one that will require a little more thought but will touch a girl's heart, it is a simple, no-brainer, but powerful way to a girl's or a woman's heart. My Valentines Day gift for today is to write your sweetie a poem. It does not matter if you are a good poet or not as long as it comes from the heart. It is nice of it rhymes and has meter, but a sweet abstract poem from the heart will have its effect. Get to writing. two weeks left to V-Day.
SEC Filings Basics
Ever wonder about the SEC, not the colledge division but the Securites and Exchange Commision. Here is brif overviewof the SEC and how to use their website to research publicly traded companies filings.
The U.S. Securities and Exchange Commission (SEC) requires public companies to make pertinent financial information available to the public. This information benefits large institutions and individual investors. Some of the information that companies must disclose include annual and quarterly filings, on forms 10-K and 10-Q, respectively; documents relating to offers to purchase large portions of the company; and filings regarding mergers and acquisitions. Investors can access the information through the EDGAR database on the SEC website. The EDGAR database serves as an electronic filing cabinet holding the latest information and filings from public companies.
Step 1
Access the EDGAR database on the internet through the SEC website, located at sec.gov. Click on the link, Quick EDGAR tutorial, which is found on the SEC website’s home page. This tutorial gives users information on navigating the EDGAR database.
Step 2
Click on the Companies and other Filers link that is on the Edgar Tutorial page. This link provides users with a search box to research a company’s SEC filings.
Step 3
Enter either the company’s name or ticker symbol into the search box. This will bring up the most recent SEC filings of a company.
For those not interested in a certain company but instead are interested in specific filing activity, there is a link to latest SEC filings. Instead of searching by company, SEC filings can be researched by State or filing number. Information gathered from the EDGAR database or any other source is not a guarantee of the future performance of a stock’s share price.
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The U.S. Securities and Exchange Commission (SEC) requires public companies to make pertinent financial information available to the public. This information benefits large institutions and individual investors. Some of the information that companies must disclose include annual and quarterly filings, on forms 10-K and 10-Q, respectively; documents relating to offers to purchase large portions of the company; and filings regarding mergers and acquisitions. Investors can access the information through the EDGAR database on the SEC website. The EDGAR database serves as an electronic filing cabinet holding the latest information and filings from public companies.
Step 1
Access the EDGAR database on the internet through the SEC website, located at sec.gov. Click on the link, Quick EDGAR tutorial, which is found on the SEC website’s home page. This tutorial gives users information on navigating the EDGAR database.
Step 2
Click on the Companies and other Filers link that is on the Edgar Tutorial page. This link provides users with a search box to research a company’s SEC filings.
Step 3
Enter either the company’s name or ticker symbol into the search box. This will bring up the most recent SEC filings of a company.
For those not interested in a certain company but instead are interested in specific filing activity, there is a link to latest SEC filings. Instead of searching by company, SEC filings can be researched by State or filing number. Information gathered from the EDGAR database or any other source is not a guarantee of the future performance of a stock’s share price.
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Sunday, January 23, 2011
Valentines Day Gift Ideas
Valentines Day is almost upon us again, the holiday that sends husbands and boyfriends into a frantic search for that special gift for their one and only. Finding the right Valentines Day gift can be challenging and at times expensive. For those who have limited finances and are running short of ideas, I will share a Valentines day gift idea that I used several years ago that I feel turned out good.
Several years ago when I was feeling somewhat romantic and running out of time on the eve of Valentines Day, I decided to make my wife a love song CD for as a Valentines Day gift. I downloaded three cool love songs and burned them to a CD and gave the CD to my wife on Valentines Day. A person can use any love song they want, perhaps their beloveds favorite artist. I chose "Your Song" by Elton John, "You're in my Heart" by Rod Stewart and "Everything I Do" by Bryan Adams. I think she liked the songs, but most importantly I hope she got the message I was trying to convey. The main thing is to let your Honey know how special that she is to you. Tomorrow, I may have another idea. I may try to post a Valentines Day gift idea everyday until Valentines Day. Then again, maybe not. Check back.
Several years ago when I was feeling somewhat romantic and running out of time on the eve of Valentines Day, I decided to make my wife a love song CD for as a Valentines Day gift. I downloaded three cool love songs and burned them to a CD and gave the CD to my wife on Valentines Day. A person can use any love song they want, perhaps their beloveds favorite artist. I chose "Your Song" by Elton John, "You're in my Heart" by Rod Stewart and "Everything I Do" by Bryan Adams. I think she liked the songs, but most importantly I hope she got the message I was trying to convey. The main thing is to let your Honey know how special that she is to you. Tomorrow, I may have another idea. I may try to post a Valentines Day gift idea everyday until Valentines Day. Then again, maybe not. Check back.
Tuesday, January 18, 2011
Sharebuilder Review
In the tricky waters of personal investing, it can be hard to know which broker to choose for your personal investments. For those new to investing and just wanting to test the waters of the stock market, Sharebuilder is a good brokerage for the beginning investor, with programs suited for someone just getting started and not ready to jump into the stock market head first as money do and also good for those with limited capital not wanting to spend a lot of money on commissions.
Sharebuilder’s automatic investment program allows investors to invest every Tuesday for $4 a trade, which is considerably lower than well-known brokerages such as E-Trade and Scotttrade. With the Sharebuilder automatic investment program, investors deposit their capital, set up their trades and Sharebuilder does the rest; every Tuesday Sharebuilder will initiate the trades set-up by the customer. As long as there is enough money in the account for the specified trades, Sharebuilder will initiate the trades every Tuesday for the investor; of course, the trades can be stopped or altered at any time by the investor on the Sharebuilder website.
Sharebuilder’s automatic investing program provides some advantages for their customers besides a low $4 dollar commission per trade. One of the benefits is that by automatically investing a set dollar amount, an investor does dollar cost averaging, which means that an investor buys more shares of a security when the price low and less when the price is high. Thus having a better return should the share price rise and less loss if the stock price goes down. Another benefit of automatic investing is that it helps investors have a more disciplined approach to investing.
In addition to an easy to navigate site and automatic investment plan, Sharebuilder has other features and programs that make Sharebuilder an attractive option when shopping for a broker.
Sharebuilder’s automatic investment program allows investors to invest every Tuesday for $4 a trade, which is considerably lower than well-known brokerages such as E-Trade and Scotttrade. With the Sharebuilder automatic investment program, investors deposit their capital, set up their trades and Sharebuilder does the rest; every Tuesday Sharebuilder will initiate the trades set-up by the customer. As long as there is enough money in the account for the specified trades, Sharebuilder will initiate the trades every Tuesday for the investor; of course, the trades can be stopped or altered at any time by the investor on the Sharebuilder website.
Sharebuilder’s automatic investing program provides some advantages for their customers besides a low $4 dollar commission per trade. One of the benefits is that by automatically investing a set dollar amount, an investor does dollar cost averaging, which means that an investor buys more shares of a security when the price low and less when the price is high. Thus having a better return should the share price rise and less loss if the stock price goes down. Another benefit of automatic investing is that it helps investors have a more disciplined approach to investing.
In addition to an easy to navigate site and automatic investment plan, Sharebuilder has other features and programs that make Sharebuilder an attractive option when shopping for a broker.
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